Brampton’s fast-growing population, diverse communities, and relatively affordable homes (compared to Toronto) make it a great option for families and first-time buyers. Whether you’re buying, refinancing, or investing, getting the right mortgage in Brampton is easier with InBudget.

🔍 What We Offer Brampton Clients

✅ First-Time Homebuyer Mortgages

• CMHC/Genworth insured options

• Down payments from 5%

• Full guidance through pre-approval and home search

🔁 Mortgage Refinancing

• Lower your rate or change terms

• Access equity for renovations or debt consolidation

💰 HELOCs & Second Mortgages

• Great for investment or emergency use

• Flexible approval even with self-employment or credit challenges

🧠 Local Tips for Brampton Mortgages

• Detached homes often under GTA average — better affordability

• Budget for Ontario Land Transfer Tax (no extra Brampton tax like Toronto)

• Use the stress test to calculate true affordability

🧮 Tools You Can Use

• Mortgage Payment Calculator

• Affordability Calculator

• Refinance Estimator

💼 Why Choose InBudget Mortgage in Brampton?

✔️ Licensed mortgage brokers with local GTA experience
✔️ We compare 50+ lenders (banks, B-lenders, and private options)
✔️ Easy application, fast approvals, and full support