Debt Consolidation in Canada: How Inbudget Mortgage Can Help You Regain Financial Control

If you’re overwhelmed by multiple debts—credit cards, lines of credit, car loans—you’re not alone. Many Canadians are dealing with high-interest payments and the stress that comes with it. But there’s a smarter solution: debt consolidation.

At Inbudget Mortgage, we help clients across Canada combine their debts into a single, more manageable payment—often with a lower interest rate and clearer repayment terms.

What is Debt Consolidation?

Debt consolidation is the process of combining multiple debts into one loan or mortgage. Instead of juggling several high-interest payments each month, you’ll have one structured monthly payment—usually at a much lower interest rate.

Benefits of Debt Consolidation

✅ Lower interest rates compared to credit cards
✅ One monthly payment simplifies budgeting
✅ Improved credit score over time with consistent payments
✅ Reduced stress and faster debt repayment
✅ Possible access to home equity if you’re a homeowner

How Inbudget Mortgage Makes Debt Consolidation Easy

We’re not just mortgage brokers—we’re financial solution experts. Here’s how we help:

1. Review Your Full Financial Picture

We assess your current debt, credit history, and income to create a realistic and sustainable plan.

2. Home Equity Solutions

If you’re a homeowner, we can help you use your home equity to consolidate high-interest debt into your mortgage, potentially cutting your interest rate in half.

3. Access to Alternative Lenders

If banks say no, we say, “Let’s find another way.” Inbudget partners with alternative and private lenders across Canada who specialize in debt consolidation loans, even for those with bad credit.

4. No Pressure, Just Clear Guidance

We walk you through every step and give honest advice tailored to your financial goals.

Who Should Consider Debt Consolidation?

• People struggling with credit card debt

• Those with multiple loan payments

• Homeowners with equity but poor credit

• Anyone who wants to simplify their finances

🧮 Free Tools for Smart Mortgage Refinance

• Mortgage Payment Calculator

• Affordability Calculator

• Refinance Analyzer

💼 Why Homeowners in Ontario Choose:

InBudget Mortgage for Debt Consolidation

✔️ Access to top-tier banks, B-lenders, and private lenders
✔️ Experience with high-value and investment properties
✔️ Trusted by families, professionals, and newcomers

✔️ Licensed mortgage brokers with Ontario wide experience
✔️ We compare 50+ lenders (banks, B-lenders, and private options)
✔️ Easy application, fast approvals, and full support