Commercial Mortgages in Ontario – Grow with InBudget Mortgage
Need a commercial mortgage in Ontario? At InBudget Mortgage, we help business owners, investors, and developers secure competitive financing for all types of commercial properties — including office space, industrial units, multi-family rentals, and retail locations.
What is a Commercial Mortgage?
A commercial mortgage is a loan secured by commercial real estate rather than residential. These loans are used to purchase, refinance, or develop income-generating properties.
We Finance a Wide Range of Commercial Properties
- Office buildings
- Industrial units & warehouses
- Retail plazas
- Multi-unit residential (5+ units)
- Multi-unit residential (2+ units)
- Mixed-use properties
- Hotels and motels
- Medical buildings & clinics
- Vacant land for commercial development
Types of Commercial Mortgage Solutions We Offer
- Traditional bank financing
- B-lender commercial mortgages
- Private commercial mortgage loans
- Bridge financing
- Construction & development financing
- Owner-occupied or investment property loans
Why Choose InBudget for Your Commercial Mortgage?
- Access to top commercial lenders in Canada
- Flexible terms and interest-only options
- Quick pre-approvals & closing support
- Expert brokers with real estate and business lending experience
- Solutions for self-employed and corporations
Areas We Serve
We serve businesses and investors across Ontario, including Toronto, Mississauga, Brampton, Oakville, Hamilton, Vaughan, Kitchener, London and surrounding cities.
Frequently Asked Questions
What is the minimum down payment for a commercial mortgage?
Most lenders require a minimum down payment of 25% to 35% for commercial properties, depending on the property type and your credit profile.
How long does it take to get approved?
Pre-approval can take 2–5 business days. Full funding may take 2–4 weeks, depending on the complexity and documentation.
Can I get a commercial mortgage with bad credit?
Yes. We work with alternative and private lenders who offer commercial mortgage options for clients with low credit scores or non-traditional income.
Speak to a Mortgage Broker at 905-216-2897
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