Private Mortgages in Canada – Fast Approval with Inbudget

Trusted Private Mortgage Lenders for All Credit Types

Need a Mortgage When the Bank Says No?

At Inbudget Mortgage, we specialize in private mortgage solutions for Canadian homeowners who don’t qualify through traditional banks. If you’re self-employed, have bad credit, or need fast financing, we can help.

What Is a Private Mortgage?

A private mortgage is a home loan offered by an individual or private lender—not a bank. It’s ideal for:

  • Clients with poor or no credit
  • Self-employed or commission-based income
  • Real estate investors and flippers
  • Second mortgages or equity loans

Why Choose Inbudget?

FeatureWhat You Get
Fast Approval (24–72 hrs)No long bank delays
Flexible Credit RequirementsBad credit accepted
Private Lender NetworkAccess to multiple options
Ontario-Wide ServiceToronto, Mississauga, Hamilton & more

Common Uses for Private Mortgages

  • Pay off high-interest debt
  • Stop power of sale or foreclosure
  • Home renovations
  • Bridge financing
  • Debt consolidation

What Do You Need to Qualify?

  • Property in Ontario
  • Minimum 20% equity
  • Proof of ownership
  • Valid ID and basic financials

Frequently Asked Questions

What is a private mortgage?

A private mortgage is a short-term loan secured by your home, offered by private lenders instead of banks.

Can I get a private mortgage with bad credit?

Yes. Private lenders base their decision on your property equity, not your credit score.

How long does approval take?

Most private mortgage applications are approved within 24–72 hours.

Are private mortgages legal in Canada?

Yes. They are fully legal and follow Canadian mortgage laws and regulations.

 

Serving All of Ontario

We proudly serve Toronto, Mississauga, Brampton, Hamilton, Oakville, Burlington, Milton, and Ontario Wide

Start Your Private Mortgage Application Today

Turned down by the bank? Inbudget offers fast and flexible private mortgage options across Canada — even if you have bad credit. Apply online today!

Apply Today – Fast & Confidential

  1. Call or apply online
  2. Free mortgage consultation
  3. Approval within 24 hours

Need a private mortgage in Canada? Inbudget helps homeowners get fast approval—even with bad credit. 

Contact us and speak to a trusted private mortgage expert today.